Renew - Reactivate Information

The NMLS Annual Renewal Period begins November 1 and ends December 31 each year. According to federal regulations, mortgage loan originator registrants must renew their registrations annually. Once submitted for renewal by the employer, individual MLOs must log in and attest to their registration renewal prior to December 31 in order for their registration status to remain active. Those who do not renew will have an “Inactive” registration status both in NMLS and on NMLS Consumer Access. Inactive registrations must be reactivated in order to have an “Active” registration status. Consult your employer if you have any questions regarding the renewal or reactivation of your registration. 

Steps to Renew or Reactivate Your Registration

Step 1 – Log in to NMLS and make sure your record is up to date

Make sure you can log in, with your user name and password. Individuals should log in to NMLS and confirm that their MU4R is up to date prior to renewing. If you have forgotten your user name or password, this short video will assist you. If you need to amend or update your MU4R, see Quick Guide: Amending an MU4R.

Step 2 – Receive a request to renew or reactivate your registration

Your employing institution must submit you for renewal or reactivation before you can take any further renewal or reactivation action in NMLS. Once the institution submits you, you will receive an email from NMLS with the subject line “Renewal Attestation is Required.” Consult your employer if you have any questions regarding the submission of your registration for renewal and/or reactivation.

Step 3 – Log in to NMLS and attest to your registration’s renewal or reactivation

One you receive the email described in Step 2, you can log in to your account and complete the renewal/reactivation process. For detailed instructions for completing this step, see the following resources: